Buy Now, Pay Later with Shop Pay Installments
Shop Pay Installments lets you split your purchase into easy, interest-free payments — so you can get what you love today and pay over time.
How It Works
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Add items to your cart – Shop as you normally would and head to checkout when you're ready.
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Choose Shop Pay at checkout – Select Shop Pay as your payment method on the checkout page.
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Select Installments – If your order qualifies, you'll see the option to split your payment into 4 interest-free biweekly installments or monthly installments (for larger orders).
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Enter your details – Provide your email and phone number to verify your identity. No hard credit check required.
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Confirm and complete your order – Review your payment schedule and place your order. It's that simple!
Eligibility
- Available on orders between $50 and $17,500 USD.
- Must be a US resident with a US billing address.
- A valid debit or credit card is required.
Payment Options
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4 interest-free biweekly payments – For orders between $50–$999.99.
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Monthly installments – For orders $150 and above, with terms of 3, 6, or 12 months. Interest may apply depending on the plan selected.
Frequently Asked Questions
Is there a credit check?
Shop Pay Installments uses a soft credit check that does not affect your credit score when you check your eligibility.
What happens if I miss a payment?
A missed payment may result in a late fee. You'll receive reminders before each payment is due.
Can I pay off my installments early?
Yes! You can pay off your balance early at any time with no prepayment penalties.
Is my information secure?
Absolutely. Shop Pay uses industry-leading encryption to keep your personal and payment information safe.
Ready to Get Started?
Simply shop your favorite products, head to checkout, and choose Shop Pay to see if you qualify for installments. It's fast, easy, and flexible.
